We believe in complete transparency. Below is a full breakdown of every fee that may apply when you use your Bhadala wallet. No hidden charges — ever.
All amounts are in South African Rand (ZAR). Fees are subject to change with notice.
Account
| Transaction type | Fee |
|---|---|
| Account opening | Free |
| Monthly maintenance | Free |
Adding Money (Top-up)
| Method | Fee |
|---|---|
|
Instant EFT
Pay directly from your bank account via instant EFT |
Coming soon |
|
Credit / Debit Card
Visa and Mastercard accepted |
Coming soon |
Sending Money
| Method | Fee |
|---|---|
|
Wallet-to-wallet transfer
Send to another Bhadala wallet instantly |
Coming soon |
|
Transit payment (ride fare)
Pay a driver or transit operator directly |
Coming soon |
|
Merchant payment (standard)
Pay a vendor or business via QR code |
Coming soon |
|
Bill payment (realtime)
Pay bills and services in real time |
Coming soon |
Withdrawals (Cash-out)
| Method | Fee |
|---|---|
|
ATM withdrawal
Withdraw cash at supported ATMs using your Bhadala card or code |
Coming soon |
|
Retail cash-out
Withdraw at participating retail partners (e.g. Pick n Pay, Boxer) |
Coming soon |
Bus Tickets
| Transaction type | Fee |
|---|---|
|
Ticket purchase
Book intercity bus tickets directly from the app |
No booking fee |
|
Ticket cancellation
Cancellations subject to operator's refund policy |
Operator dependent |
Fee updates
Fees marked "Coming soon" are not yet charged. We will update this page and notify you in-app at least 30 days before any fee comes into effect. If you have questions about a specific charge, contact our support team.
Last updated: May 2026 · Terms & Conditions · Privacy Policy